Auto Loans
Flexible Auto Loans with Low Rates
Low auto loan rates, flexible terms and variable purchase options are sure to get your motor started. With terms to 84 months available and 100% financing, why shouldn't you finance with us? Let our lending representatives walk you through the purchase process with ease.
Apply online or by phone today!
Call 1-844-FSCULOAN (1-844-372-8562) with any questions or to apply by phone.
NEW! AutoFlex Program-
If you like the idea of driving with a lower monthly payment, consider an AutoFlex loan from Family Savings!
Our AutoFlex program offers payments that are considerably lower than conventional financing with a Guaranteed Future Value at loan maturity and more flexibility throughout the loan possibly reducing your risk of negative equity.
Benefits of an AutoFlex loan include:
- Lower monthly loan payments
- Autos 5 calendar years or newer
- Loan terms as low as 24 months and up to 72 months
- Vehicle is titled in borrower’s name - You OWN the vehicle
- Trade-in, payoff, sell or refinance at ANY time
- Easy "walk-away" options at loan maturity*
- Annual Mileage options of 7,500 / 10,000 / 12,000 / 15,000 / 18,000*
Loan subject to credit approval. Rate and term based on credit score, vehicle year model and term of loan. No down payment required. Pre-Qualification is not a firm offer of credit. Member accounts federally insured to at least $250,000 by NCUA and $750,000 additional insurance by ESI, a private Insurance Company. Full account disclosures upon request. Click here for credit union for membership qualifications. AutoFlex Program is a partnership with Auto Financial Group (AFG). Click here for AUTOFLEX Terms & Conditions.
Auto Loan Add-On Products:
Carfax
Get your CARFAX here! Family Savings can pull a Carfax report for you. A small fee applies to pull the report; however, the fee is returned once you finance your vehicle with us. Click here to get started.
GAP (Guaranteed Asset Protection Insurance)
For just a few dollars a month added to your regular payment (or the full price paid up front), you can save yourself from making loan payments on a car, truck or other vehicle that's been totaled or stolen and not recovered. *** If you pay your loan off early and have purchased a GAP policy from a dealership, you should contact that dealership to see if you may be due any refund.
Route 66 Extended Warranty
Even the most reliable vehicle can develop a mechanical problem. Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. No matter where you travel in the US, Route 66 can protect you against major mechanical expenses with no deductible on covered parts or labor. All of the plans come with Rental Car Allowance and 24/7 Emergency Roadside Service. If you would like more information, please call 1-800-808-0828 or visit Route 66 Warranty . To purchase a Route 66 Warranty for your vehicle, please contact Family Savings at 1-844-372-8562. Your vehicle does not have to financed with FSCU to purchase a Route 66 Warranty.
Update Your Insurance Information
NEW! Members may receive a text message asking them to update their insurance information with FSCU.
Update your insurance information with Family Savings online. If you have a secured loan such as an auto or boat loan, be sure Family Savings has your insurance documented. If you have any concerns or if you need to update your records, please contact your closest branch office. If you receive a letter, email or text with a reference number or if you do not have a reference number, you may update your information by visiting the myinsuranceinfo website.