When you join Family Savings, you become part of our family.

For membership eligibility, you should meet at least one of the following criteria:

  • Be a n immediate or extended family of a current member.
  • Alabama - Persons who live, worship, work (or regularly conduct business in), or attend school in Etowah, Marshall, DeKalb, Jackson, Cherokee, Calhoun, Cleburne, Madison, Blount and St. Clair Counties, Alabama.
  • Georgia - Persons who live or work in Bartow, Catoosa, Chattooga, Dade, Floyd, Gordon, Haralson, Paulding, Polk and Wal ker Counties, Georgia.


Items to bring when opening an account:

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT — To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify,and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Personal Account

  • Valid photo ID such as a State-Issued Driver’s License or State-Issued ID , Military ID or Passport
  • Social  Security Card
  • Proof of Address, such as a utility bill reflecting the current address of the applicant

Business Account

Association/Organization Account:

  • Valid Photo ID (Driver’s License, State-Issued, Military, and Passport)
  • Social Security Card
  • Employer Identification Number (EIN) / IRS Legal Documentation
  • The organization must supply bylaws (if applicable) as well as minutes of the meeting that authorized the individuals to open or sign the account 
  • List of Authorized Signers on Letterhead signed by President 
  • FSCU Staff will verify that no other business is incorporated in the state under the business' chosen name by viewing the Secretary of State’s website

Sole Proprietor Account Using EIN:

  • Vali d Photo ID (Driver’s License, State-Issued, Military, and Passport)
  • Social Security Card is required for verification
  • Proof of EIN/TIN – IRS legal Documentation
  • A business license
  • List of Authorized Signers on Letterhead 

Corporation Account:

  • Vali d Photo ID (Driver’s License, State-Issued, Military, and Passport)
  • Social Security Card is required for verification 
  • Proof of EIN/TIN – IRS legal Documentation
  • Articles of Incorporation or Organization  
  • List of Authorized Signers on Letterhead signed by President

LLC Account:

  • Va lid Photo ID (Driver’s License, State-Issued, Military, and Passport)
  • Social Security Card is Required for Verification 
  • Proof of EIN/TIN – IRS legal Documentation
  • Articles of Organization or Formation
  • Limited Liability Corporation Documentation

Non-Profit Account:

  • Valid Photo ID (Driver’s License, State-Issued, Military, and Passport)
  • Social Security Card is required for verification
  • Proof of EIN/TIN – IRS legal Documentation
  • Proof of non-profit status
  • For organizations (churches, sports teams, etc.) Minutes from meeting listing all Authorized signers
  • Articles of Incorporation
  • State of Alabama Certificate
  • List of Authorized Signers on Letterhead signed by President

Estate Account:

  • De ath Certificate
  • Probated/Legal Documents
  • Proof of EIN/TIN – IRS legal Documentation
  • Valid Photo ID (Driver’s License, State-Issued, Military, and Passport)
  • Social Security Card is required for verification

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