Join Us

When you join Family Savings, you become part of our family.

Family Savings Credit Union is a not-for-profit financial institution proudly serving members since 1951. Built on the credit union philosophy of people helping people, we remain dedicated to providing personalized service and financial solutions that put our members first.

Our members benefit from competitive, lower-cost loan options, higher-rate certificates of deposit, and free or low-cost checking accounts designed to support everyday banking needs. We also offer a comprehensive credit review program to help members better manage their finances and uncover opportunities to save money and improve financial well-being.

At Family Savings Credit Union, we believe banking should be personal, approachable, and focused on helping members achieve a stronger financial future. If you’re looking for a better banking option, visit one of our branches, or simply open an account online. Join us and see the credit union difference.

For membership eligibility, you should meet at least one of the following criteria:

• Alabama - Persons who live, worship, work (or regularly conduct business in), or attend school in Etowah, Marshall, DeKalb, Jackson, Cherokee, Calhoun, Cleburne, Madison, Blount, St. Clair, Morgan, Cullman and Talladega Counties, Alabama.
  
• Georgia - Persons who live or work in Bartow, Catoosa, Chattooga, Dade, Floyd, Gordon, Haralson, Paulding, Polk, Carroll, Cherokee, Cobb, Douglas, Murray, Whitfield and Walker Counties, Georgia.
  
• Family Members  -  related by blood, adoption, legal guardianship, or marriage to anyone within Family Savings Credit Union's Field of Membership.

Services offered by FSCU

Services offered by FSCU (Spanish)

Open An Account NOW!

 

Items to bring when opening an account:

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT — To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. 

 

Personal Account

• Valid photo ID such as a State-Issued Driver’s License or State-Issued ID , Military ID or Passport
• Social  Security Card (if requested)
• Proof of Address, such as a utility bill reflecting the current address of the applicant (if ID address does not match home address)

 

Business Account

Sole Proprietor Account:

• Business License/Occupational Tax Certificate
• EIN on IRS letterhead
• Sales Tax Certificate/Seller’s Permit
• List of authorized signers on business letterhead
• Government issued ID for all signers
• Social Security Card/copies for all signers
• All signers must be present at the time of account opening  

DBA Account:  

• Business License/Occupational Tax Certificate
• EIN on IRS letterhead
• Sales Tax Certificate/Seller’s Permit
• List of authorized signers on business letterhead
• Government issued ID for all signers
• Social Security Card for all signers
• Original Copy of Fictitious/Assumed /Tradename Certificate (where applicable)
• Proof of Publication Placement for New Businesses (where Applicable)
• All signers must be present at the time of account opening

LLC Account:

• Certificate or Articles of Organization active and compliant with the Secretary of State
• Operating Agreement or Member Control Agreement
• Business License/Occupational Tax Certificate
• EIN on IRS Letterhead
• Sales Tax Certificate/Seller’s Permit
• List of authorized signers on business letterhead
• Government issued ID for all signers
• Social Security Card for all signers
• All signers must be present at the time of account opening

 General Partnership, Limited Partnership, Limited Liability Partnership

• Certificate of Partnership or Statement of Partnership Authority active/compliant with the Secretary of State
• Original Copy of Fictitious, Assumed or Tradename Certificate (where applicable)
• Proof of Publication Placement for new Partnership (where Applicable)
• Partnership Agreement
• Business License/Occupational Tax Certificate
• EIN on IRS letterhead
• Sales Tax Certificate/Seller’s Permit
• List of authorized signers on business letterhead
• Government issued ID for all signers
• Social Security Card for all signers
• All signers must be present at the time of account opening

 Associations/Organization/Club Accounts

• Copy of Organizational By-Laws
• Meeting minutes naming elected officers and account instructions
• EIN on IRS Letterhead
• Sales Tax Certificate/Seller’s Permit
• Government issued ID for all signers
• Social Security Card for all signers
• All signers must be present at the time of account opening

For Profit and Non-Profit Corporation Account:

• Articles of Incorporation active and compliant with Secretary of State
• Certificate of Formation/Incorporation active and compliant with Secretary of State
• Copy of Corporate By-Laws
• Meeting minutes naming elected officers and account instructions
• EIN on IRS letterhead
• Sales Tax Certificate/Seller’s Permit
• List of authorized signers on business letterhead
• Government issued ID for all signers
• Social Security Card for all signers
• All signers must be present at the time of account opening

Political Campaign Fund Account:

Alabama

• Appointment of Principal Campaign Committee Form active with Secretary of State
• Committee EIN on IRS letterhead
• Government Issued ID for all signers
• Social Security Card for all signers
• List of authorized signers on campaign letterhead
• All signers must be present at the time of account opening

Georgia

• Declaration of Intent filed/stamped by appropriate state, county or municipal office
• Registration Form for a Committee filed/stamped by appropriate state, county or municipal office
• Government issued ID for all signers
• Social Security Card for all signers
• List of authorized signers on campaign letterhead
• All signers must be present at the time of account opening

Services offered by FSCU

Services offered by FSCU (Spanish)

If you are using a screen reader and are having problems using this website, please call 888-311-3728 for assistance.