Stay up to date on What's Happening at FSCU

 

 Spring 2019 Newsletter

 

Making the Grade

Bring us your report card now until June 15th and we will pay you $2 for every A and $1 for every B (up to $14). You worked hard for those grades and we want to reward you! Money will be deposited into your FSCU Dollar Dog or Cha Ching youth savings account. Students must have a FSCU account to receive the Making the Grade payout. Don't have an account? See one of our Member Service Reps and join today! 
 

July Skip A Payment

When you got your loan at Family Savings Credit Union, we told you how much you’d love it. Now there’s even more to love about your loan: you can skip a payment this summer. For just a small $25 skip-a-payment fee, you’ll have the extra cash you need for some summer fun. Trust us, you’re going to love it!
Just fill out the Skip a Payment Request Form and return it to your nearest branch with your $25 fee or payment method. Remember to return the form and payment to us BEFORE your July 2019 loan payment is due.
 
Terms and Conditions:  Offer does not apply to Real Estate Loans, Open-End Loans, Single Pay Loans, Workout Loans, Credit Builder Loans, Troubled Debt Restructured Loans, Credit Cards, or Lines of Credit. By signing this form to skip your payment, you and any joint/co-signers authorize Family Savings CU to extend your final loan payment by one month. Interest will continue to accrue on your loan during the month you skip your payment. Loan must be current to qualify for this offer. All other terms and conditions of the loan(s) will remain the same. There is a $25 Skip-A-Payment fee per loan. If paying $25 fee through a transfer from an FSCU Savings or Checking Account, funds must be available over any minimum balance requirement to cover the fee at the time this form is processed.
Payment protection and/or GAP Insurance may not apply to the extended loan term. No more than two payments per loan may be skipped within a calendar year. The primary and all joint/co-signing members must sign the request form. FSCU must receive this signed authorization form before your July 2019 payment is due. Any loan that has been opened, has had an extension or a loan modification in the past 6 months does not qualify. Account must be in good standing to qualify.


Congratulations! Scholarship Recipients

Family Savings Credit Union Awards Eight $1,000 C.V. Glassco Memorial Scholarships

Gadsden, AL, June 1, 2019 – Each year Family Savings Credit Union awards merit scholarships to graduating High School Seniors. The scholarship funds are raised each year at an event hosted by Family Savings.  For the 2018-2019 school year, FSCU awarded eight $1,000 scholarships to be used toward academic expenses at the student’s chosen college.

The Board of Directors, Management and Staff are pleased to announce the 2019 C. V. Glassco Memorial Scholarship Recipients:

Hayden Zebeau - Cedartown High School

Wendy Gonzalez - East Paulding High School

Aaron Rakestraw - Sardis High School

Heather Hall - Cartersville High School

William Archer - Cartersville High School

Shelby Smart - North Jackson High School

Brooklyn Carr - Sonoraville High School

Nathan Gilbert - Westbrook Christian School

 

The students were required to send a copy of their high school transcript, 3 letters of recommendation, a statement of their goals and a student resume. The recipients were chosen based heavily on extracurricular activities, community involvement and academic performance. 

 The Scholarship is named the C. V. Glassco Memorial Scholarship in memory of Mr. C. V. Glassco of Gadsden, AL.  Before retiring in 2004, Mr. Glassco served Family Savings as a volunteer on the Board of Directors for over 35 years, with 22 of those as the Board Chairman. 

 

NEW Debit Card Design Portal

A new Debit Card Design Portal is now live. Members may now design their personalized cards using photos stored on their device, Facebook, Google Drive or a standard gallery of designs. At Family Savings, we know how important showing off your personal style is to you. We look forward to seeing your great photos on your debit cards!
For more information and image guidelines, please visit https://www.familysavingscu.com/accounts/visa-debit-card or click below to get started.
 


Add your Family Savings Debit or Credit Card to your Digital Wallet

Use your Family Savings Debit or Credit card with APPLE PAY, GOOGLE PAY, and MICROSOFT PAY where digital payments are accepted. Members will love the digital wallets for the convenience of shopping using their smartphones, the added security, and the options for storing multiple cards rather than carrying them in their purse or wallet. Simple to set up on any supported device such as iPhone, Android and Microsoft phones.

Once your FSCU card has been added, you will be directed to verify the card and your identity by calling 1-844-484-0049. You will be asked a series of questions that will help VISA® determine your identity and verify your card.

More Information and setup


Endorsement Requirements 

When making a mobile deposit using your FSCU mobile app, you agree to endorse all items with your signature and print "For Mobile Deposit Only to Family Savings CU". Family Savings Credit Union reserves the right to reject all items that are not endorsed as specified. 

GreenPath Financial Wellness - a FREE Member Benefit

Family Savings is pleased to announce the newest member benefit – GreenPath.

As a valued member of Family Savings, we are providing you with FREE access to money management and financial education services.

Family Savings has teamed up with GreenPath in order to bring you GreenPath Financial Wellness, a financial education and counseling program. Through comprehensive education and exceptional service, GreenPath has been assisting individuals for more than 50 years.

As a member of Family Savings, you can receive assistance with:

  • Personal and family budgeting
  • Understanding your personal credit report and how to improve your score
  • Personal money management
  • Debt repayment (fees may apply)
  • Avoiding bankruptcy, foreclosure, and repossession

GreenPath can give personalized answers to your individual needs. For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away.

GreenPath counselors are available Monday through Thursday 7 a.m. to 9 p.m. (CST), Friday 7 a.m. to 6 p.m. and Saturday from 8 a.m. to 5 p.m. To use this new service, simply call 1-877-337-3399 or visit them on the web at www.greenpathref.com