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Family Savings Credit Union


2023 Annual Report



Summer Skip a Payment is Live!

Skip your JUNE OR JULY payment and make your summer a little more fun!
Everybody can use a little extra cash in the summer. At Family Savings Credit Union, we want to make that
possible by allowing you to skip your June OR July loan payments. Whether you’re going on vacation or
sending the kids to camp, skipping one month’s loan payments can give you extra cash to help pay for your
family’s warm-weather adventures.

Just complete the Skip A Payment Form and return it to your nearest branch with your $25 fee(s) or method of payment.

Remember to return the form and payment to us BEFORE your June OR July loan payment is due.

Disclaimer: This offer excludes Real Estate Loans, Open-End Loans, Single Pay Loans, Workout Loans, Credit Builder Loans, Troubled Debt Restructured Loans, Commercial/Business Loans, Credit Cards, and Lines of Credit. By signing up to skip your payment, you authorize Family Savings CU to extend your final loan payment by one month. Interest will continue to accrue on your loan during the month you skip your payment. Loan must be current and account in good standing to qualify for this offer. All other terms and conditions of the loan(s) will remain the same. There is a $25 Skip-A-Payment fee per loan. If paying $25 fee through a transfer from a FSCU Savings or Checking Account, funds must be available over any minimum balance requirement to cover the fee at the time this form is processed. Payment protection, GAP and/or Depreciation Protection may not apply to the extended loan term. No more than two payments may be skipped within a calendar year. The primary member must sign the request form. Offer valid for payments in June OR July 2024 only. FSCU must receive this signed authorization form before your June 2024 OR July 2024 payment(s) is due. Any loan that is less than 6 months old or has had an extension or loan modification with extension in the past 6 months does not qualify. If you have an automatic payment from your FSCU account to the loan payment you are skipping, contact FSCU to have the payment schedule modified. If you have an automatic payment from your account with another institution to the loan payment you are skipping, you are responsible for making the necessary adjustments to your automatic payment. Not doing so may cause the skipped payment(s) to still be deducted from your account.


$0 Purchase Fee Gift Cards


Make someone’s day. Send a Family Savings Credit Union Visa® Gift Card. Now through 6/30 pay no purchase fee to treat a friend or family member.


FSCU Awarded CUNA Diamond Award


FSCU, was among 168 credit unions nationwide named as winners of the prestigious Diamond Awards – the Marketing & Business Development Council’s annual marketing excellence competition. We are humbled to have been chosen from a pool of a record 1,451 submissions – a testament to the dedication and passion of our team and the impact of our ALL IN volunteer program.


Helping Hands Foundation

In 2020, we launched the Credit Union Partner's Helping Hands Foundation in collaboration with Alabama Teachers and Family Savings Credit Union, aiming to strengthen our community support. Since then, we've assisted individuals with crucial home repairs and more. Hear from our 2022 recipients below! We're now welcoming applications from seniors, disabled, or low-income individuals in need of home repair, shelter, food, or healthcare assistance.

Apply Online

NEW! Text messaging from Family Savings CU

Family Savings CU has partnered with a company called Total Expert to help in our communication to members. Please opt-in to receive text communication from Family Savings Credit Union. Members must opt-in to receive these. Our first campaign is wishing you a happy birthday. 


🎉 Breaking New Ground 🎉

Family Savings Credit Union In-Store Branch Coming Soon to Food City, Fort Payne!

We celebrated a significant milestone with the groundbreaking ceremony for our upcoming FSCU in-store branch at the soon-to-be-built Food City located in Fort Payne. We are thrilled to continue our partnership with Food City, which enables us to bring great convenience and exceptional services to our members. This achievement wouldn't have been possible without your unwavering support and trust. We thank you for choosing Family Savings Credit Union. Stay tuned for future updates as we are excited to start this new chapter with you and celebrate together!

WDEF News Article:


Family Savings Credit Union is excited to announce that we are expanding our family and opening a BRAND NEW in-store branch in the soon-to-be-built Food City located in Hampton Cove.

The combination of Family Savings Credit Union and Food City will provide you with convenience and first-rate services in one accessible location! At FSCU Hampton Cove, you can expect the same exceptional service that has been the hallmark of Family Savings Credit Union. Our dedicated team will be ready to assist you with all your financial needs, whether it's setting up a new account, obtaining a loan, or planning for your future financial goals! ✨

Open an FSCU Account Online!

Want to join Family Savings Credit Union by opening a spending or savings account? Already have an account with us but want to add another account? Click the Join Us link below and get started today! 

SMS/Text VISA Debit/Credit Fraud Alerts

Family Savings CU now participates in the VISA Falcon Fraud SMS/Text Notification program. If fraud is suspected on your Family Savings VISA debit or VISA credit card, you may receive a text message from #23618 which will include the last 4 digits of your card and details of the transaction. You will be asked if the charge is fraudulent or not. You will be asked to text back YES, NO or STOP (to opt-out). Only members who have their MOBILE numbers on file will be texted. If no mobile number is on file or VISA gets no response to the text message from the member, an automated phone call will be sent with the same information. The automated phone message will ask you to answer 2 multiple choice questions to verify your identity. If an alert (text or phone call) is ever in question, please call the number on the back of your card or the VISA after hours number 1-844-834-8560

Members Age 50+ Now receive FREE Checks

Members who are age 50 or older now receive FREE Family Savings Logo'd checks regardless of the type checking account - for the life of the account. The free check order is limited to two boxes per year/one box per order. Please see a member service representative to order yours today or call 888-311-3728 to order by phone. 

GreenPath Financial Wellness - a FREE Member Benefit

Family Savings is pleased to announce the newest member benefit – GreenPath.

As a valued member of Family Savings, we are providing you with FREE access to money management and financial education services.

Family Savings has teamed up with GreenPath in order to bring you GreenPath Financial Wellness, a financial education and counseling program. Through comprehensive education and exceptional service, GreenPath has been assisting individuals for more than 50 years.

As a member of Family Savings, you can receive assistance with:

  • Personal and family budgeting
  • Understanding your personal credit report and how to improve your score
  • Personal money management
  • Debt repayment (fees may apply)
  • Avoiding bankruptcy, foreclosure, and repossession

GreenPath can give personalized answers to your individual needs. For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away.

GreenPath counselors are available Monday through Thursday 7 a.m. to 9 p.m. (CST), Friday 7 a.m. to 6 p.m. and Saturday from 8 a.m. to 5 p.m. To use this new service, simply call 1-877-337-3399 or visit them on the web at

Free Credit Reviews

Call one of our branches or schedule an appointment to meet with one of our credit experts. Our credit experts will review your credit and help you plan to achieve your financial goals. They might even find ways to lower loan payments or boost your credit score! 888-311-3728.