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Family Savings Credit Union
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Shred Day Cartersville
Skip A Payment
Some extra cash for the holidays when you skip your November or December payment!
Gifts. A heavier grocery cart. Gas for the drive to see everyone. The season gets
expensive in a good way, and that payment still shows up on the calendar. If you
have a qualifying loan with Family Savings, you can skip your November OR December
loan payment and keep the cash.
We make skipping simple.
Gifts. A heavier grocery cart. Gas for the drive to see everyone. The season gets
expensive in a good way, and that payment still shows up on the calendar. If you
have a qualifying loan with Family Savings, you can skip your November OR December
loan payment and keep the cash.
We make skipping simple.
This offer excludes Real Estate Loans, Open-End Loans, Single Pay Loans, Workout Loans, Credit Builder Loans, Troubled Debt Restructured Loans, Commercial/Business Loans, Credit Cards, Lines of Credit and AutoFlex (balloon auto loan). By signing up to skip your payment, you authorize Family Savings CU to extend your final loan payment by one month. Interest will continue to accrue on your loan during the month you skip your payment. Loan must be current and account in good standing to qualify for this offer. All other terms and conditions of the loan(s) will remain the same. There is a $25 Skip-A-Payment fee per loan. If paying $25 fee through a transfer from a FSCU Savings or Checking Account, funds must be available over any minimum balance requirement to cover the fee at the time this form is processed. Payment protection, GAP and/or Depreciation Protection may not apply to the extended loan term. No more than two payments may be skipped within a calendar year. The primary member must sign the request form. Offer valid for payments in November OR December 2026 only. FSCU must receive this signed authorization form before your November 2026 OR December 2026 payment(s) is due. Any loan that has had less than 6 payments made or has had an extension or loan modification with extension in the past 6 months does not qualify. If you have an automatic payment from your FSCU account to the loan payment you are skipping, contact FSCU to have the payment schedule modified. If you have an automatic payment from your account with another institution to the loan payment you are skipping, you are responsible for making the necessary adjustments to your automatic payment. Not doing so may cause the skipped payment(s) to still be deducted from your account. Accounts Federally Insured by NCUA.
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Your face. Your family. Your card. 💙
Make your debit card one of a kind with a photo you love—your kids, your pet, your favorite vacation spot—whatever makes you smile. It’s easy to design your custom card online!
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Family Savings Credit Union Partners with Greenlight!
We’re excited to announce our new partnership with Greenlight, bringing families the ultimate tools for financial education and management for kids and teens. 💳💙💚
With Greenlight, your child can learn to earn, save, and invest while building smart money habits—guided by you every step of the way. Together, we’re empowering the next generation for a brighter financial future!
Learn More
SMS/Text VISA Debit/Credit Fraud Alerts
Family Savings CU now participates in the VISA Falcon Fraud SMS/Text Notification program. If fraud is suspected on your Family Savings VISA debit or VISA credit card, you may receive a text message from #23618 which will include the last 4 digits of your card and details of the transaction. You will be asked if the charge is fraudulent or not. You will be asked to text back YES, NO or STOP (to opt-out). Only members who have their MOBILE numbers on file will be texted. If no mobile number is on file or VISA gets no response to the text message from the member, an automated phone call will be sent with the same information. The automated phone message will ask you to answer 2 multiple choice questions to verify your identity. If an alert (text or phone call) is ever in question, please call the number on the back of your card or the VISA after hours number 1-844-834-8560
GreenPath Financial Wellness - a FREE Member Benefit
Family Savings is pleased to announce the newest member benefit – GreenPath.
As a valued member of Family Savings, we are providing you with FREE access to money management and financial education services.
Family Savings has teamed up with GreenPath in order to bring you GreenPath Financial Wellness, a financial education and counseling program. Through comprehensive education and exceptional service, GreenPath has been assisting individuals for more than 50 years.
As a member of Family Savings, you can receive assistance with:
- Personal and family budgeting
- Understanding your personal credit report and how to improve your score
- Personal money management
- Debt repayment (fees may apply)
- Avoiding bankruptcy, foreclosure, and repossession
GreenPath can give personalized answers to your individual needs. For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away.
GreenPath counselors are available Monday through Thursday 7 a.m. to 9 p.m. (CST), Friday 7 a.m. to 6 p.m. and Saturday from 8 a.m. to 5 p.m. To use this new service, simply call 1-877-337-3399 or visit them on the web by clicking HERE.