The 2020 Annual Report, Board Nominee Notice and a recording of the 69th Annual Meeting may be found by clicking HERE for more information.
NEW Branch Hours for Gadsden & Rainbow City
Effective August 2, 2021
Monday, Tuesday, Thursday & Friday 7:30 am - 4:00 pm
Wednesday 7:30 am - 12:00 pm
Rainbow City Hours:
Monday, Tuesday, Thursday & Friday 8:30 am 5:00 pm
Wednesday 8:30 am - 1:00 pm
Saturday 9:00 am - 12:00 pm
Call Center Hours:
Monday, Tuesday, Thursday & Friday 7:30 am - 5:00 pm
Wednesday 7:30 am - 3:00 pm
July Skip a Payment is now live!
Why not use your money for a family vacation, to spruce up your backyard or for some new outdoor furniture this summer? Find the extra cash by skipping your July loan payment(s). For a small fee of $25, you can forego your payment for the month of July. Some loans are excluded from the promotion. To learn more or to complete the form, click here.
New Albertville Branch Open!
The new branch located at the Albertville New Food City is now open! Stop by and check out our awesome "A-Team"! Located at 7200 US HWY 431, Suite 350, Albertville, AL 35951
New Cartersville East Branch Location!
Cartersville's newest location is now open! Located by Tractor Supply in Cartersville. Come on in and check out our gorgeous branch with a lot of great technology, followed by the same great Family Savings Team. Located at 3 Ryan Blvd NE, Cartersville, GA 30120
Family Savings Offers BASSBUCKS!
Family Savings Credit Union is now offering Bonus Cash Prize Money for members who have their boat or towing vehicle financed at our credit union. Please click here for more information and a list of tournaments that qualify for BassBucks.
New SMS/Text VISA Debit/Credit Fraud Alerts
Family Savings CU now participates in the VISA Falcon Fraud SMS/Text Notification program. If fraud is suspected on your Family Savings VISA debit or VISA credit card, you may receive a text message from #23618 which will include the last 4 digits of your card and details of the transaction. You will be asked if the charge is fraudulent or not. You will be asked to text back YES, NO or STOP (to opt-out). Only members who have their MOBILE numbers on file will be texted. If no mobile number is on file or VISA gets no response to the text message from the member, an automated phone call will be sent with the same information. The automated phone message will ask you to answer 2 multiple choice questions to verify your identity. If an alert (text or phone call) is ever in question, please call the number on the back of your card or the VISA after hours number 1-844-834-8560
Members Age 50+ Now receive FREE Checks
Members who are age 50 or older now receive FREE Family Savings Logo'd checks regardless of the type checking account - for the life of the account. The free check order is limited to one box at a time. Please see a member service representative to order yours today or call 888-311-3728 to order by phone.
GreenPath Financial Wellness - a FREE Member Benefit
Family Savings is pleased to announce the newest member benefit – GreenPath.
As a valued member of Family Savings, we are providing you with FREE access to money management and financial education services.
Family Savings has teamed up with GreenPath in order to bring you GreenPath Financial Wellness, a financial education and counseling program. Through comprehensive education and exceptional service, GreenPath has been assisting individuals for more than 50 years.
As a member of Family Savings, you can receive assistance with:
Personal and family budgeting
Understanding your personal credit report and how to improve your score
Personal money management
Debt repayment (fees may apply)
Avoiding bankruptcy, foreclosure, and repossession
GreenPath can give personalized answers to your individual needs. For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away.
GreenPath counselors are available Monday through Thursday 7 a.m. to 9 p.m. (CST), Friday 7 a.m. to 6 p.m. and Saturday from 8 a.m. to 5 p.m. To use this new service, simply call 1-877-337-3399 or visit them on the web at https://www.greenpath.com/Family-Savings
Free Credit Reviews
Call one of our branches or schedule an appointment to meet with one of our credit experts. Our credit experts will review your credit and help you plan to achieve your financial goals. They might even find ways to lower loan payments or boost your credit score! 888-311-3728.
Add your Family Savings Debit or Credit Card to your Digital Wallet
Use your Family Savings Debit or Credit card with APPLE PAY, GOOGLE PAY, and MICROSOFT PAY where digital payments are accepted. Members will love the digital wallets for the convenience of shopping using their smartphones, the added security, and the options for storing multiple cards rather than carrying them in their purse or wallet. Simple to set up on any supported device such as iPhone, Android and Microsoft phones.
Once your FSCU card has been added, you will be directed to verify the card and your identity by calling 1-844-484-0049. You will be asked a series of questions that will help VISA® determine your identity and verify your card.
Overdraft Change in Terms Notice - A fee of $3.00 is being added to the Fee Schedule and Account Disclosure. This fee will apply to Overdraft Items that are covered by available funds in a members’ savings account. Members must choose to have this service added to their account.
Universal Account Agreement - The terms and conditions of the “Universal Account Agreement” governing your account(s) have changed. Such changes include mandatory arbitration and class action prohibitions. Please contact the Credit Union should you have any questions or want a complete copy of the revised agreement. Continued use of your account confirms your agreement to the changes.
When making a mobile deposit using your FSCU mobile app, you agree to endorse all items with your signature and print "For Mobile Deposit Only to Family Savings CU". Family Savings Credit Union reserves the right to reject all items that are not endorsed as specified.