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 Fall 2019 Newsletter

Summer 2019 Newsletter

  

December 6th!

Shred Day and Electronics Recycling

Main Office - Gadsden, 711 East Meighan Blvd.
A FREE community shred day and electronics recycling will be held at the Main Office on Friday, December 6th from 10 AM-1 PM. Individuals and businesses are encouraged to bring any documents containing sensitive information to be destroyed securely by Shred-It.
 
Protec Electronics Recycling will also be on site accepting PCs • Laptops • Cell Phones/Tablets •Monitors  • Gaming Systems  • Cable Boxes • Cables/Wires • Modems/Routers  • Rechargeable Batteries • CD/VCR/DVD Players • Printers • and more...
visit www.protecrecycling.com for more info.
 

Free Credit Reviews

Visit one of our branches or call to schedule an appointment to meet with one of our credit experts. Our credit experts will review your credit and help you plan to achieve your financial goals. They might even find ways to lower loan payments or boost your credit score! 
 
 
 

December Skip A Payment

When you got your loan at Family Savings Credit Union, we told you how much you’d love it. Now there’s even more to love about your loan: you can skip a payment this holiday. For just a small $25 skip-a-payment fee per payment skipped, you’ll have the extra cash you need for some more presents under the tree or to give more to those in need. Trust us, you’re going to love it.


Just fill out the Skip-A-Payment form and return it to your nearest branch with your $25 fee(s) or payment method. Remember to return the form and payment to us BEFORE your December loan payment is due.

Offer does not apply to Real Estate Loans, Open-End Loans, Single Pay Loans, Workout Loans, Credit Builder Loans, Troubled Debt Restructured Loans, Credit Cards, Lines of Credit, or ODP Repayment Loans. By signing this form to skip your payment, you and any joint/co-signers authorize Family Savings CU to extend your final loan payment by one month. Interest will continue to accrue on your loan during the month you skip your payment. Loan must be current to qualify for this offer. All other terms and conditions of the loan(s) will remain the same. There is a $25 Skip-A-Payment fee per loan. If paying $25 fee through a transfer from an FSCU Savings or Checking Account, funds must be available over any minimum balance requirement to cover the fee at the time this form is processed. Payment protection and/or GAP Insurance may not apply to the extended loan term. No more than two payments per loan may be skipped within a calendar year. The primary and all joint/co-signing members must sign the request form. FSCU must receive this signed authorization form before your December 2019 payment is due. Any loan that has been opened, has had an extension or a loan modification in the past 6 months does not qualify. Account must be in good standing to qualify.

NEW Debit Card Design Portal

A new Debit Card Design Portal is now live. Members may now design their personalized cards using photos stored on their device, Facebook, Google Drive or a standard gallery of designs. At Family Savings, we know how important showing off your personal style is to you. We look forward to seeing your great photos on your debit cards!
For more information and image guidelines, please visit https://www.familysavingscu.com/accounts/visa-debit-card or click below to get started.
 


Add your Family Savings Debit or Credit Card to your Digital Wallet

Use your Family Savings Debit or Credit card with APPLE PAY, GOOGLE PAY, and MICROSOFT PAY where digital payments are accepted. Members will love the digital wallets for the convenience of shopping using their smartphones, the added security, and the options for storing multiple cards rather than carrying them in their purse or wallet. Simple to set up on any supported device such as iPhone, Android and Microsoft phones.

Once your FSCU card has been added, you will be directed to verify the card and your identity by calling 1-844-484-0049. You will be asked a series of questions that will help VISA® determine your identity and verify your card.

More Information and setup


Endorsement Requirements 

When making a mobile deposit using your FSCU mobile app, you agree to endorse all items with your signature and print "For Mobile Deposit Only to Family Savings CU". Family Savings Credit Union reserves the right to reject all items that are not endorsed as specified. 

GreenPath Financial Wellness - a FREE Member Benefit

Family Savings is pleased to announce the newest member benefit – GreenPath.

As a valued member of Family Savings, we are providing you with FREE access to money management and financial education services.

Family Savings has teamed up with GreenPath in order to bring you GreenPath Financial Wellness, a financial education and counseling program. Through comprehensive education and exceptional service, GreenPath has been assisting individuals for more than 50 years.

As a member of Family Savings, you can receive assistance with:

  • Personal and family budgeting
  • Understanding your personal credit report and how to improve your score
  • Personal money management
  • Debt repayment (fees may apply)
  • Avoiding bankruptcy, foreclosure, and repossession

GreenPath can give personalized answers to your individual needs. For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away.

GreenPath counselors are available Monday through Thursday 7 a.m. to 9 p.m. (CST), Friday 7 a.m. to 6 p.m. and Saturday from 8 a.m. to 5 p.m. To use this new service, simply call 1-877-337-3399 or visit them on the web at www.greenpathref.com