Spring 2018 Newsletter

Winter 2018 Newsletter

Stay up to date on What's Happening at FSCU

Celebrate Youth Week & Win a pair of Dr. Dre Beats EP Headphones!

Celebrate Youth Week April 7th-13th and you could win a pair of Dr. Dre Beats EP Headphones! Earn a chance for each deposit you make to your Dollar Dog or Cha Ching Account (17 years and under) during Youth Week. A winner will be chosen from each branch on April 16th. Click here for more information. 

Add your Family Savings Debit or Credit Card to your Digital Wallet

Use your Family Savings Debit or Credit card with APPLE PAY, GOOGLE PAY, and MICROSOFT PAY where digital payments are accepted. Members will love the digital wallets for the convenience of shopping using their smartphones, the added security, and the options for storing multiple cards rather than carrying them in their purse or wallet. Simple to set up on any supported device such as iPhone, Android and Microsoft phones.

Once your FSCU card has been added, you will be directed to verify the card and your identity by calling 1-844-484-0049. You will be asked a series of questions that will help VISA® determine your identity and verify your card.

More Information and setup

Sign up to play in the C.V. Glassco Sporting Clay Shoot

The Third Annual C.V. Glassco Sporting Clay Shoot will be held May 10th, 2018. Registration begins at 8:30am (CST). Lunch will be served at 11:30am, with the tournament beginning at 1:00pm. The tournament will take place at the CMP Talladega Marksmanship Park. The tournament is $100 per shooter or $400 for a team of four. The tournament will have 15 shooting stations. Prizes will be given for 1st, 2nd and 3rd place individual and team. Click here to register or for more information. 

New Endorsement Requirements effective immediately

When making a mobile deposit using your FSCU mobile app, you agree to endorse all items with your signature and print "For Mobile Deposit Only to Family Savings CU". Family Savings Credit Union reserves the right to reject all items that are not endorsed as specified. 

Save up to $15 on TurboTax®

As a member of Family Savings Credit Union, you can save up to $15 on TurboTax® - the #1 best-selling tax software. With Turbotax, you'll get your taxes done right and your biggest possible refund, guaranteed.

  • NEW: Expert review of your return. With TurboTax Live, you can have a live CPA or EA by your side to answer any questions and review your tax return.
  • Get a head start on your taxes. Snap a photo of your W-2, or import it into TurboTax from over 1 million companies. Either way, you'll save time and get a jump start on your tax return. 
  • Searches over 350 deductions. TurboTax finds every deduction and credit you qualify for so you don't miss a thing.

Start TurboTax today and save! 

#1 Best-Selling brand of tax software based on aggregated sales data for all tax year 2016 TurboTax products. Visit for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2017. Terms, conditions, features, availability, pricing, fees,service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.


ACH Debit/Credit Changes

Phase 2 of Same Day ACH was implemented on Friday, September 15, 2017. What is Same Day ACH and what does it mean to you as a member of Family Savings Credit Union? 

Same Day ACH is one step in the United States’ faster payments initiative. This movement is pushing payments to faster processing and availability of funds transfers. Phase 1 was implemented last year and introduced same-day credits. Phase 2 of Same Day ACH introduces the ability for payments (debits) to be deducted (withdrawn) from your account as early as the same day they were initiated. This does not mean that every payment you initiate will be deducted on the same day but it does mean that all payments are eligible  to be processed same day unless you, the member, indicate a specific authorization date. Payments currently set up on an automatic payment schedule should not be affected by Same Day ACH. However, the responsibility for ensuring the appropriate date is used belongs to the company initiating the payment, not to Family Savings Credit Union. 

What it does mean is that members need to maintain sufficient funds in your account at all times for any payments you authorize,to include authorizations provided over the phone or internet. You should also understand when authorizing new payments for withdrawal whether or not the merchant/company will utilize the same-day capability to process the payment.This is controlled by you, the member. When providing authorization for payments, you provide a date when it can be withdrawn. The payment should not be deducted from your account before the date you provided. If this occurs,please contact Family Savings Credit Union @ 256-543-9530 for assistance.

GreenPath Financial Wellness - a FREE Member Benefit

Family Savings is pleased to announce the newest member benefit – GreenPath .

As a valued member of Family Savings, we are providing you with FREE access to money management and financial education services.

Family Savings has teamed up with GreenPath in order to bring you GreenPath Financial Wellness, a financial education and counseling program. Through comprehensive education and exceptional service, GreenPath has been assisting individuals for more than 50 years.

As a member of Family Savings, you can receive assistance with:

  • Person al and family budgeting
  • Understanding your personal credit report and how to improve your score
  • Personal money management
  • Debt repayment (fees may apply)
  • Avoidi ng bankruptcy, foreclosure, and repossession

GreenPath can give personalized answers to your individual needs. For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away.

GreenPath counselors are available Monday through Thursday 7 a.m. to 9 p.m. (CST), Friday 7 a.m. to 6 p.m. and Saturday from 8 a.m. to 5 p.m. To use this new service, simply call 1-877-337-3399 or visit them on the web at

Kasasa Account Change in Terms

As of December 31, 2016 members are REQUIRED to sign up for eStatements (eDocuments) to maintain or to open a Kasasa branded checking or checking with saver account at Family Savings CU. The qualifications for account rewards will now be 1.) Have 10 POS transactions post and settle before the qualification cycle ends, and 2.) Have a valid email address on file with FSCU.

Please see the   new   KASASA   Terms and Conditions.

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