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Spring 2018 Newsletter

Stay up to date on What's Happening at FSCU

July Skip a Payment 

Think you can't afford a summer vacation? Think Again! - This July skip your payment(s) and take a summer trip! For a small fee of $25 per loan skipped you will be able to forego your July payment. Just complete the form below to apply and return to us with any fee(s) due. You may even take the fee(s) from your savings or checking account. Some loans do not qualify, so be sure to check the disclaimer below for a list of excluded loan types and other important terms & conditions. Remember to apply before your July 2018 payment is due!

Skip a Payment Form

Offer does not apply to Real Estate Loans, Open-End Loans, Single Pay Loans, Workout Loans, Credit Builder Loans, Troubled Debt Restructured Loans, Credit Cards, or Lines of Credit. By signing this form to skip your payment, you and any joint/co-signersauthorize Family Savings CU to extend your final loan payment by one month. Interest will continue to accrue on your loan during the month you skip your payment. Loan must be current to qualify for this offer. All other terms and conditions of the loan(s) willremain the same. There is a $25 Skip-A-Payment fee per loan. If paying $25 fee through a transfer from an FSCU Savings or Checking Account, funds must be available over any minimum balance requirement to cover the feeat the time this form is processed. Payment protection and/or GAP Insurance may not apply to the extended loan term. No more than two payments per loan may be skipped within a calendar year. The primary and all joint/co-signing members must sign the request form. FSCU must receive this signed authorization form before your July 2018 payment is due. Any loan that has been opened, has had an extension or a loan modificationin the past 6 months does not qualify. Account must be in good standing to qualify.

New Hours at ALL Georgia Branches

In an effort to align our support for all branches, our Georgia branch hours will change August 6th. Branches will begin opening at 8:30 am ET daily.
 
The new hours are listed below:
 
Calhoun, Cartersville East, Rockmart and Hiram Branch hours-
(Lobby and Drive-Thru) Monday, Tuesday, Thursday and Friday 8:30 am - 5 pm ET.
Wednesday - 8:30 am - 12 pm ET
 
Cartersville West Branch hours-
(Lobby and Drive-Thru) Monday, Tuesday, Thursday and Friday 8:30 am - 5 pm ET.
Wednesday - 8:30 am - 12 pm ET
Saturday - 8:30 am - 12 pm ET
 
 

Add your Family Savings Debit or Credit Card to your Digital Wallet

Use your Family Savings Debit or Credit card with APPLE PAY, GOOGLE PAY, and MICROSOFT PAY where digital payments are accepted. Members will love the digital wallets for the convenience of shopping using their smartphones, the added security, and the options for storing multiple cards rather than carrying them in their purse or wallet. Simple to set up on any supported device such as iPhone, Android and Microsoft phones.

Once your FSCU card has been added, you will be directed to verify the card and your identity by calling 1-844-484-0049. You will be asked a series of questions that will help VISA® determine your identity and verify your card.

More Information and setup


New Endorsement Requirements effective immediately

When making a mobile deposit using your FSCU mobile app, you agree to endorse all items with your signature and print "For Mobile Deposit Only to Family Savings CU". Family Savings Credit Union reserves the right to reject all items that are not endorsed as specified. 

 

GreenPath Financial Wellness - a FREE Member Benefit

Family Savings is pleased to announce the newest member benefit – GreenPath .

As a valued member of Family Savings, we are providing you with FREE access to money management and financial education services.

Family Savings has teamed up with GreenPath in order to bring you GreenPath Financial Wellness, a financial education and counseling program. Through comprehensive education and exceptional service, GreenPath has been assisting individuals for more than 50 years.

As a member of Family Savings, you can receive assistance with:

  • Person al and family budgeting
  • Understanding your personal credit report and how to improve your score
  • Personal money management
  • Debt repayment (fees may apply)
  • Avoidi ng bankruptcy, foreclosure, and repossession

GreenPath can give personalized answers to your individual needs. For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away.

GreenPath counselors are available Monday through Thursday 7 a.m. to 9 p.m. (CST), Friday 7 a.m. to 6 p.m. and Saturday from 8 a.m. to 5 p.m. To use this new service, simply call 1-877-337-3399 or visit them on the web at   www.greenpathref.com


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