Choose a 12 Month CD and earn our best rate - 4.42% APY*

Family Savings CU has a great certificate rate right now! Our 12-month Share Certificate of Deposit  earns 4.42% APY* !

With a minimum opening deposit of $500, members may earn this high interest rate while planning and saving for the future. Contact Jennifer Smith, CD/IRA Specialist, at 256-439-5729 / 888-311-3728 ext. 5729 for more information on this and any other Certificate of Deposit or Retirement Account need. You may also email her at for any questions you may have.


Click below to explore more options to earn higher interest rates at Family Savings CU.

Current Rates

* APY = Annual Percentage Yield. Rates accurate as of 03/01/2022 and are subject to change. A $500 minimum deposit required. Limited time offer. Penalty for early withdrawal. Dividends compounded quarterly.

Your accounts are insured up to $1,000,000 (one-million dollars) - Federally Insured by NCUA up to $250,000 and backed by the full faith and credit of the United States with additional insurance coverage of up to $750,000 on your account provided by Excess Share Insurance Corporation, a licensed insurance company.