CD Rates

Why Choose Family Savings CU CDs?

Flexible Terms: Enjoy competitive CD interest rates whether you prefer short-term or long-term savings.
Low Minimum Opening Deposit: Start earning with strong CD interest rates with as little as $500.
Secure & Insured: Your accounts are insured up to $1,000,000 for added peace of mind.

Contact Our CD Specialist

Need personalized advice? Contact Alexis Ragland, CD/IRA Specialist, for expert assistance:
256-439-5729 or 888-311-3728 ext. 5729
aragland@familysavingscu.com

Open a CD Today

Explore our full range of CD terms and CD interest rates to find the perfect fit for your financial needs. Don’t miss this limited-time offer.

Check out all of our current CD interest rates and options at Family Savings Credit Union. More term options are available.

View Current CD Interest Rates

Important Information

APY (Annual Percentage Yield): Accurate as of 10/21/2025. Rates subject to change.
Minimum Deposit: $500 required.
Dividend Payments: Based on current CD interest rates and paid from available earnings after required reserves.

Your Savings Are Secure

Family Savings CU offers insurance coverage up to $1,000,000:

Federally insured by the NCUA up to $250,000.
Additional coverage up to $750,000 provided by Excess Share Insurance Corporation.

* APY = Annual Percentage Yield. Rates accurate as of 11/10/2025 and are subject to change. A $500 minimum deposit required. Limited time offer. An early withdrawal penalty of 2% of the principal balance or 1 year of interest, whichever is less, will apply if any funds are withdrawn from the certificate before the maturity date. Dividends compounded quarterly.