CD Rates

Why Choose Family Savings CU CDs?

Flexible Terms: Enjoy high rates whether you prefer short-term or long-term savings.
Low Minimum Opening Deposit: Start earning with as little as $500.
Secure & Insured: Your accounts are insured up to $1,000,000 (one-million dollars) for added peace of mind.

Contact Our CD Specialist

Need personalized advice? Contact Jennifer Smith, CD/IRA Specialist, for expert assistance:
📞 256-439-5729 or 888-311-3728 ext. 5729
📧 Jsmith@familysavingscu.com

Open a CD Today!

Explore our full range of CD terms and rates to find the perfect fit for your financial needs. Don’t miss this limited-time offer!

Open a NEW CD Now!

Check out all of our CD interest rates and more at Family Savings CU. More term options are available.

Current Rates

Important Information

APY (Annual Percentage Yield): Accurate as of 4/22/2025. Rates subject to change.
Minimum Deposit: $500 required.
Dividend Payments: Compounded quarterly and paid from current income and available earnings after required reserves.

Your Savings Are Secure

Family Savings CU offers insurance coverage up to $1,000,000:

Federally insured by the NCUA up to $250,000.
Additional coverage of up to $750,000 provided by Excess Share Insurance Corporation.

* APY = Annual Percentage Yield. Rates accurate as of 04/22/2025 and are subject to change. A $500 minimum deposit required. Limited time offer. An early withdrawal penalty of 2% of the principal balance or 1 year of interest, whichever is less, will apply if any funds are withdrawn from the certificate before the maturity date. Dividends compounded quarterly.