Rates effective as of April 1, 2018.

Rates may change after accounts are opened. Fees may reduce earnings.

APR= Annual Percentage Rate

APY = Annual Percentage Yield

Checking
Balance Dividends Minimum Opening Deposit
Kasasa Cash* ** $0.01 - $15,000 2.510% APY $25

$15,000 and up 2.50 - 0.76% APY $25

Non-qualifying 0.05% APY $25
Share Draft/ Checking Accounts $10,000.01 and up 0.10% APY $25

*All members are required to have eDocuments to open and/or maintain any Kasasa account with Family Savings. 

** Kasasa Cash Account requires no minimum balance to earn rewards. Dividends are compounded and credited monthly to the account. QUALIFYING: Kasasa Cash accounts must meet the following to receive highest rate dividends and ATM fee refunds:

  • Have at least 10 debit card transactions post and clear during the cycle
  • You must keep the credit union informed of your current e-mail address 
Savings
Balance Dividends Monthly Opening Deposit
Kasasa Saver* ** $0.01 - $15,000 1.25% APY $5

$15,000.01 and up 1.25% - 0.60% APY $5

Non-qualifying 0.05% APY $5
Regular Share Savings $2,000.01 - $10,000 0.20% APY $5

$10,000.01 and up 0.30% APY $5
Christmas Club Accounts $1 0.20% APY $1 in-branch
$5 online

* All members are required to have eDocuments to open and/or maintain any Kasasa account with Family Savings. 

**Kasasa Saver is an account that is an add-on to Kasasa Cash. The money you earn in Kasasa Cash will sweep into Kasasa Saver. Dividends are compounded and credited monthly to the account. QUALIFYING: You MUST QUALIFY in the Kasasa Cash Account to earn the higher rate dividends in the Kasasa Saver account.

Share Certificates
Minimum Opening Deposit Dividend Rate APY
180 Days** $500 0.50% 0.50%
12 Months*** $500 0.80% 0.80%
24 Months*** $500 1.10% 1.10%
36 Months*** $500 1.25% 1.26%
48 Months*** $500 1.30% 1.31%
60 Months*** $500 1.70% 1.71%

Click Here for IRA Withholding Notice. 

**Dividends compounded at maturity
***Dividends compounded quarterly. Penalty for early withdrawal.

IRA Share Accounts
Minimum Opening Deposit Dividend Rate APY
$0.01 - $2,000*** $100 0.15% 0.15%
$2,000.01 - $10,000*** $100 0.35% 0.35%
$10,000.01 and above*** $100 0.45% 0.45%

***Dividends compounded quarterly. Rates may change after the account is opened. Fees may reduce earnings.

Mortgages
Rate APR Points Term
First Mortgage Fixed Real Estate Loans 5 Year 4.00% APR
10 Year 4.15% APR
15 Year 4.25% APR

0
Terms up to 15 years
Second Mortgage Fixed Real Estate Loans 6.25% APR 0 5 Year Fixed
Construction Loans 5.00% APR
(Based on Prime Rate - Minimum of 5%)
0 Contact CU for terms

Loans
Rate APR Term
New/Newer Autos
(current year model to 2 years)

2.49% -17.49% APR
Rates subject to credit score, loan term, collateral age/Mileage
2.49% - 17.49% up to 84 months
Used Autos 2.74% -17.74% APR
Rates subject to credit score, loan term, collateral age/mileage
2.74% - 17.74% up to 84 months
Personal Loans 7.99% -16.00% APR
Rates subject to credit score.
7.99% - 16.00% See CU for terms
Boat/Motorhome/
Travel Trailer / Camper

3.24% -16.74% APR
Rates subject to credit score,
loan term, collateral age/Mileage
3.24% - 16.74% up to 144 months
Motorcycles/ATV/ Personal Watercraft/
Tractors
3.24% -17.74% APR
Rates subject to credit score, loan term, collateral age/mileage
3.24% - 17.74% up to 84 months
Credit Cards 8.75% -19.25% APR
Rates subject to credit score
8.75% - 19.25% Credit Card Terms


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