Rates effective as of April 1, 2017 .

Rates may change after accounts are opened. Fees may reduce earnings.

APY = Annual Percentage Yield

Checking
Balance Dividends Minimum Opening Deposit
Kasasa Cash*** $0.01 - $15,000 2.50% APY $25

$15,000 and up 2.50 - 0.76% APY $25

Non-qualifying 0.05% APY $25
Share Draft/ Checking Accounts $10,000.01 and up 0.10% $25

*All members are required to have eStatements to open and/or maintain any Kasasa account with Family Savings. 

**Kasasa Cash Account requires no minimum balance to earn rewards. Dividends are compounded and credited monthly to the account. QUALIFYING: Kasasa Cash accounts must meet the following to receive dividends and ATM fee refunds: 

  • Have at least 10 debit card transactions post and clear during the cycle  
  • You must keep the credit union informed of your current e-mail address  
Savings
Balance Dividends Monthly Opening Deposit
Kasasa Saver*** $0.01 - $15,000 1.25% APY $5

$15,000.01 and up 1.25% - 0.60% APY $5

Non-qualifying 0.05% APY $5
Regular Share Savings $2,000.01 - $10,000 0.20% APY $5

$10,000.01 and up 0.30% APY $5
Christmas Club Accounts $1 0.20% APY $1 in-branch
$5 online

*All members are required to have eStatements to open and/or maintain any Kasasa account with Family Savings

**Kasasa Saver is an account that is an add-on to Kasasa Cash. The money you earn in Kasasa Cash will sweep into Kasasa Saver. Dividends are compounded and credited monthly to the account. To QUALIFY in a Kasasa Saver Account, you MUST QUALIFY in the Kasasa Cash Account to earn the dividends. 

Share Certificates
Minimum Opening Deposit Dividend Rate APY
180 Days** $500 0.35% 0.35%
12 Months*** $500 0.55% 0.55%
24 Months*** $500 0.85% 0.85%
36 Months*** $500 1.05% 1.05%
48 Months*** $500 1.30% 1.31%
60 Months*** $500 1.70% 1.71%

Click Here for IRA Withholding Notice. 

**Dividends compounded at maturity
***Dividends compounded quarterly
Penalty for early withdrawal.

IRA Share Accounts
Minimum Opening Deposit Dividend Rate APY
$0.01 - $2,000*** $100 0.15% 0.15%
$2,000.01 - $10,000*** $100 0.35% 0.35%
$10,000.01 and above*** $100 0.45% 0.45%

***Dividends compounded quarterly. Rates may change after the account is opened. Fees may reduce earnings. 

Mortgages
Rate Points Term
First Mortgage Fixed Real Estate Loans APR 5 Year 4.00%
10 Year 4.25%
15 Year 4.45% 

 0
Terms up to 15 years
Second Mortgage Fixed Real Estate Loans APR 5.95% 0 5 Year Fixed
Construction Loans 5.00%
(Based on Prime Rate - Minimum of 5%)
0 Contact CU for terms

Loans
Rate APR Term
Autos/Motorcycles/ATVs 2.49% - 17.49%
Rates subject to credit score, loan term, collateral age/Mileage
2.49% - 17.49%  up to 84 months
Boats/Campers/Travel Trailers/Other RVs 2.49% - 17.49%
Rates subject to credit score and loan term
2.49% - 17.49% up to 120 months
Personal Loans 7.99% - 16.00%
Rates subject to credit score.
7.99% - 16.00% See CU for terms