

AutoFlex
Vehicle Ownership That Gives You Options
If you want a lower monthly payment but still want the freedom and benefits of owning your vehicle, AutoFlex may be the perfect fit. AutoFlex is designed to give you more flexibility throughout your loan, with options that work for your lifestyle today and later.
Why Choose AutoFlex?
AutoFlex gives you the benefits of ownership, plus features that can help keep your monthly payment lower.
AutoFlex Program Benefits include:
- Lower monthly loan payments
- 5 calendar years old and newer
- Loan terms as low as 24 months and up to 72 months
- Vehicle is titled in borrower’s name - You OWN the vehicle
- Trade-in, payoff, sell or refinance at ANY time
- Easy "walk-away" options at loan maturity*
- Annual Mileage options of 7,500 / 10,000 / 12,000 / 15,000 / 18,000*
Your Options With AutoFlex
AutoFlex gives you flexibility throughout the life of your loan.
At any time, you can:
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Trade into a dealership
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Sell your vehicle privately
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Refinance and keep your vehicle
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Pay off the loan and keep your vehicle
What Happens at Loan Maturity?
At the end of your AutoFlex term, you may have the option to surrender your vehicle and “walk away” instead of paying the final balloon (Guaranteed Future Value) balance.
AutoFlex Calculator
Want to get an estimate before you apply? Use our AutoFlex Calculator below.
(Insert AutoFlex Calculator via HTML embed here.)
Ready to Get Started?
We’re here to help you compare options and find a payment that works for your budget.
Apply Now
Or call 1-844-372-8562 (1-844-FSCULoan)
All loans are subject to credit approval. Valid toward vehicles that are 5 years old or newer. Subject to mileage restrictions. AutoFlex is a residual value lending program available through our partnership with Auto Financial Group (AFG). Various terms and rates are available. Vehicles not eligible on the program include those considered "Grey Market", "Lemon Law" or "Salvaged" vehicles. Skip a pay or loan extensions are not allowed on the AutoFlex Program loans. Please contact a loan officer for full details of the AutoFlex Program Loan.
*Mileage options only come into play if you are surrendering the vehicle and choose to "walk away" at loan maturity.