Family Savings Credit Union | Holiday Loan
A little extra room in your holiday budget can make all the difference. Explore a Holiday Loan from Family Savings for seasonal expenses, gifts, and time together.
Offer November 1–December 31, 2026. Credit qualifications and restrictions apply. See full disclosures below.
2026 Holiday Loan
From shopping for gifts to traveling to see family, seasonal expenses can add up. A Holiday Loan from Family Savings Credit Union offers a way to borrow for holiday needs with a fixed interest rate and a set repayment schedule.
At a glance
A little extra holiday flexibility
Whether you're planning celebrations or managing seasonal expenses, the right borrowing amount is the one that works for your budget.
Plan ahead for the people on your list without relying on last-minute spending decisions.
Help cover seasonal hosting, meals, and getting everyone together.
Prepare for transportation and other travel costs while keeping a repayment plan in mind.
Ready to get started?
Look over the loan amount, APR range, repayment example, and offer terms.
Use Family Savings' online loan application to request a Holiday Loan.
If approved, review your offered rate, payment schedule, and loan terms before accepting.
Make your season even brighter
Explore a Holiday Loan from Family Savings Credit Union. Apply during the promotional period, November 1 through December 31, 2026.
Apply NowHoliday Loan questions
The promotional loan is advertised for amounts up to $1,500. Approval, amount, and offered terms depend on credit qualification.
The advertised APR starts at 6.99%, with a range of 6.99%–14.00% based on credit score. APR means Annual Percentage Rate. The rate offered may vary, so review your loan documents carefully.
The promotional offer runs from November 1 through December 31, 2026, and rates may be subject to change.
The advertised example is $129.78 per month for 12 months on $1,500 borrowed at 6.99% APR. Your actual payment depends on your approved rate and terms.
No. The promotion is for new money. Existing FSCU loans do not qualify.
Yes. Membership is required to have a loan with Family Savings Credit Union. For membership information, visit familysavingscu.com.
*APR (Annual Percentage Rate) is based on credit score (APR range is 6.99%–14.00%). No down payment is required for this closed-end, fixed-rate loan. Repayment example: $1,500 borrowed at 6.99% APR is repaid at $129.78 per month for 12 months. Rate offered November 1, 2026–December 31, 2026, and may be subject to change. Loan must be new money, as existing FSCU loans do not qualify. Membership is required to have a loan with FSCU. Account disclosures available upon request. Federally insured by NCUA.