Home Equity Lines of Credit

Imagine the Possibilities! Go Ahead... Dream Big!

We are always dreaming of an exciting project or adventure, but we don't always have the funds handy. Family Savings CU has a quick, easy way to get you started on fulfilling your big dream! 

Simply apply for a FAST CASH Home Equity Line of Credit and unlock the extra cash available in your home. There are NO closing costs with an initial advance of $10,000 or more, NO application fee and NO interest charges until you use your funds. With our quick turn-around time, you will have the power to get started on your next adventure.

  • A FAST CASH Home Equity Line offers:
  • A low competitive rate
  • NO closing costs with initial advance of $10,000 or more
  • Possible tax deductions for our interest payments (consult your tax adviser)
  • Generous credit limits up to 100% of the value of your home

Best of all, when you have a Family Savings HELOC, cash is there when you need it. Use your funds to build a new pool, spruce up your landscaping or go on an exciting vacation. Let Family Savings make your dreams come true. Call a Mortgage Specialist Today @ 888-311-3728 Ext. 5650 (AL) or Ext. 8207 or 8221 (GA).


Let our knowledgeable mortgage lending staff assist you in purchasing your dream home!

Whether you are a first time homebuyer or a seasoned veteran, Family Savings can guide you through the home-buying process. A wide array of options and terms as well as local decision making is what you will find when financing through your credit union.

  • Purchases or Refinancing with Competitive Rates
  • Local decision-making and processing
  • Wide range of options and terms
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • USDA Rural Development Loans
  • Home Equity Lines of Credit
  • Fixed interest rates 
  • Second Mortgages
  • Low closing costs
  • Free pre-qualification to increase buying power
  • Personalized service every step of the way
If you would like to inquire about an FHA, VA, USDA, Rural Development or Conventional loan with terms greater than 15 years Get Started Now.


To inquire about a Conventional loan with terms less than or equal to 15 years, Get Started Now or call one of our Home Mortgage Specialist below: 


Meet our Mortgage Team:

 Mike Driskill | 256-439-5693 or 888-311-3728 Ext. 5693| NMLS# 801591

 Amy Jackson | 256-439-5676 or 888-311-3728 Ext. 5676| NMLS# 801592

 Susan Beaird | 256-439-5650 or 888-311-3728 Ext. 5650| NMLS# 801628

 Tina Kleiber888-311-3728 Ext. 8207| NMLS# 979788

 Michelle Richards | 888-311-3728 Ext. 8221| NMLS# 476566


Members may also contact our financial wellness partner, GreenPath Financial Wellness, and speak with a HUD Certified Home Loan Specialist at 1-877-337-3399 or simply visit their website. These certified specialists will be able to answer questions about the responsibilities of home ownership, buying vs. renting, and much more. In fact, GreenPath was one of the first organizations approved by the U.S. Department of Housing and Urban Development (HUD) to conduct housing counseling. You will also find valuable tools in the Housing Consumer Resources section of their website like "Your Home Loan Toolkitproduced by the Consumer Financial Protection Bureau (CFPB).  

Full account disclosures upon request. Equal Opportunity Lender. Membership not required for application. Some mortgages may not be serviced by FSCU. All loans are subject to credit approval. FSCU NMLS #800746. FEDERALLY INSURED BY NCUA.