Fresh Start Checking
Don't let your past slow you down from moving forward. Fresh Start Checking offers just that, a fresh start, to members who've been previously unable to open an account due to credit or income circumstances.
There are no monthly service fee or minimum balance requirements. It doesn't include check writing, but you can make unlimited debit card transactions. Plus, nationwide access to surcharge-free ATMs. Start anew by opening Fresh Start Checking today.
Contact the credit union for details about opening an account.


- Summary
- Available to members who have previously been unable to open a checking account
- Direct deposit of payroll checks
- No monthly service fee
- No minimum balance requirements
- No check writing or automatic payments (ACH)
- Unlimited debit card purchases*
- Nationwide surcharge-free ATM network
- Free online banking
- Free eStatements
- Free mobile banking
- Free Visa® debit card
- $25 minimum deposit to open
- Outstanding balances owed to FSCU must be paid in full to qualify for opening and prior to reopening
*Only PIN transactions allowed with debit card.
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