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Rates

Loans| Mortgage| Savings| Certificates

Loans Rate APR* Term  

New Cars/Trucks/Vans - Rates from 2.99% to 13.99% APR. Up to 72 Months Financing.  Rates Subject to Credit Score and Loan Term.

   

  

 

Calculator

Used Cars/Trucks/Vans - Rates from 2.99% to 12.99% APR.  Up to 72 Months Financing.  Rates Subject to Credit Score and Loan Term. 

       Calculator
Personal Loans - Rates from 7.99% to 16.00% APR subject to credit score       Calculator
New Campers / Travel Trailers / Other Recreational Vehicles - 85% Of Purchase Price. Maximum Loan Amount $50,000

7.50

8.75

7.50 

8.75

60

120

Calculator
Used Campers/Travel Trailers/Other Recreational Vehicles.  Maximum Loan Amount $25,000  7.75 7.75 60  Calculator

New/Used Motorcycles

4.99

5.49

5.99

4.99

5.49

5.99 

36

48

60 

Calculator
New Four Wheeler Loan

4.99

5.99

6.99 

4.99

5.99

6.99 

36

48

60 

Calculator
Used Four Wheeler Loan

4.99

5.99

6.99 

4.99

5.99

6.99 

36

48

60 

Calculator
New Motor Homes - 85% Of Purchase Price. Maximum Loan Amount $50,000

7.00 

7.75

7.00

7.75

60 

120

Calculator
Used Motor Homes - NADA Recreational Vehicle Guide. Maximum Loan Amount $35,000

7.25 

8.00

7.25 

8.00

 60

120

Calculator
New/Used Watercraft - Rates from 4.50% to 14.50% APR.  Up to 60 months financing.  Rates subject to credit score and term.  Maximum Loan Amount $50,000       Calculator
 

*APR - Annual Percentage Rate

First Mortgage Fixed Real Estate Loans

Rate Points APR*

Fixed Rate Mortgage Loans

 

0

5 Year Fixed - contact CU for rate

10 Year Fixed - contact CU for rate


Second Mortgage Fixed Real Estate Loans

Rate Points APR*
Fixed Rate 0 5 year - 5.95%
     


Construction Loans
(Based on Prime Rate-Minimum of 5%)

Rate Points APR*
5.00  0 5.00 

 

*APR = Annual Percentage Rate

Percentages on Real Estate Loans:
85% Unimproved Property
75% Non-Owner Occupied Property (cannot exceed $50,000)
85% Owner Occupied Closed - End Mortgage Loans

Loan Rates subject to change. Rates effective October 1, 2011. 

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Savings

Dividend Rate

APY* Term
Share/Savings Accounts - Average Daily Balance $2,000.01 - $10,000.00 0.30 0.30 n/a
Share/Savings Accounts - Average Daily Balance $10,000.01 and above 0.50 0.50 n/a
Christmas Club Accounts 0.30 0.30 n/a
Share Draft/Checking Accounts - Average Daily Balance $10,000.01 and above 0.10 0.10 n/a

*APY = Annual Percentage Yield
Dividends are compounded and credited quarterly
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Share Certificates Minimum Deposit

Dividend Rate

APY* Term
Share Certificates - Term 180 Days** $500.00 0.45 0.45 6
Share Certificates - Term 12 Months*** $500.00 0.65 0.65 Qtr.
Share Certificates - Term 24 Months*** $500.00 0.94 0.95 24
Share Certificates - Term 36 Months*** $500.00 1.25 1.26 36
Share Certificates - Term 48 Months*** $500.00 1.50 1.51 48
Share Certificates - Term 60 Months*** $500.00 1.90 1.92 60

 

 

IRA Share Accounts

Minimum Deposit

Dividend Rate

APY*

Term

IRA (Individual Retirement Accounts) $0.01 - $2,000.00***

$100.00

0.15

0.15

n/a

$2,000.01 - $10,000.00***

$100.00

0.45

0.45

n/a

$10,000.01 and above ***

$100.00

0.65

0.65

n/a

         

 

IRA Share Certificates                                                                    

 

 

 

     
Share Certificate IRA - Term 180 Days**

 $500.00

0.45

0.45

6

Share Certificate IRA - Term 12 Months***

$500.00

0.65

0.65

Qtr.

Share Certificate IRA - Term 24 Months ***

$500.00

0.94

0.95

24

Share Certificate IRA - Term 36 Months ***

$500.00

1.25

1.26

36

Share Certificate IRA - Term 48 Months ***

$500.00

1.50

1.51

48

Share Certificate IRA - Term 60 Months ***

$500.00

1.90

1.92

60

*APY = Annual Percentage Yield
**Dividends compounded at maturity
***Dividends compounded quarterly

Rates Effective: 

October 14, 2011

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